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Personal Checking

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PERSONAL CHECKING

Your checking account is at the center of all your routine transactions. Make sure the option you choose helps you make the most of every dollar you spend or save.


EVERYDAY CHECKING

Basic checking with ample benefits.

  • $100 minimum deposit to open
  • No monthly minimum balance requirements after account opening
  • Monthly service charge of $5
  • Unlimited check writing
  • Paper statements with check images
  • Online Banking, Bill Pay Visa® Debit Card
  • 24-hour Telephone Banking

LEGACY CHECKING

This checking account is tailored for our valued customers who are age 55 and above. Earn a competitive interest rate - regardless of your balance - and take advantage of a variety of easy-to-use convenience services.

  • Available to customers age 55+
  • $100 minimum deposit to open
  • No monthly service charge
  • Earn interest on entire balance
  • Unlimited check writing
  • Paper statements with check images
  • Online Banking, Bill Pay
  • Visa® Debit Card
  • 24-hour Telephone Banking

STUDENT CHECKING

This checking account is designed for students ages 14 and 25.

  • $50 minimum deposit to open
  • No minimum balance required after opening
  • No monthly service charge

FRESH START CHECKING

Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust. It's everything you'll need to get back on track with everyday banking.

  • $25 minimum deposit to open
  • No monthly minimum balance requirements after account opening
  • $2 monthly paper statement service charge. This charge is waived if enrolled in e-statements.
  • Debit Card transaction daily limit is $500, ATM daily limit is $200
  • Unlimited check writing
  • Overdraft and NSF fees are waived

HEALTH CHECKING (HSA)

Invest in your wellness with an account that may provide you with a tax advantage. Set aside pre-tax money to use for qualified medical expenses for you and your family. An HSA earns competitive interest like a savings account, but you can access the money anytime via check or with your HSA debit card.

  • $100 minimum deposit to open
  • $500 average daily balance to waive $5 monthly minimum balance fee
  • Save for medical expenses
  • Works in conjunction with a high-deductible health plan
  • Interest earnings are tax free*
  • Contributions are tax free or tax deductible*
  • HSA debit card
  • Online Banking, Bill Pay

*When funds are used for qualified medical expenses. Consult a tax expert for details on transaction eligibility.